How to Add an Authorized User on a Citi Card
Adding an authorized user to your Citi card can be a convenient way to share financial benefits with a family member, friend, or business partner. Whether you want to help someone build credit or simply allow someone to make purchases on your behalf, this guide will walk you through the process of adding an authorized user to your Citi card.
Step 1: Log in to Your Citi Account
The first step in adding an authorized user is to log in to your Citi account. You can do this by visiting the Citi website and entering your username and password. If you haven’t logged in before, you may need to register for an account.
Step 2: Navigate to the Account Management Section
Once you are logged in, navigate to the account management section of your Citi account. This section is typically located in the top menu or on the left-hand side of the page. Look for an option like “Manage Cards” or “Account Settings.”
Step 3: Find the Option to Add an Authorized User
Within the account management section, look for an option to add an authorized user. This may be labeled as “Add Authorized User,” “Manage Authorized Users,” or something similar. Click on this option to proceed.
Step 4: Enter the Authorized User’s Information
You will be prompted to enter the authorized user’s information, including their full name, date of birth, and social security number. Make sure to double-check the information for accuracy, as it will be used to create the authorized user’s account.
Step 5: Set Spending Limits and Permissions
After entering the authorized user’s information, you will have the option to set spending limits and permissions. You can choose to set a specific spending limit or allow the authorized user to make purchases up to the available credit on the card. Additionally, you can specify whether the authorized user can make cash advances or withdraw cash from an ATM.
Step 6: Review and Confirm
Before finalizing the process, review the information you have entered and the permissions you have set for the authorized user. Make sure everything is correct and then click the “Add Authorized User” or “Confirm” button to complete the process.
Step 7: Notify the Authorized User
Once the authorized user has been added to your Citi card, it’s important to notify them of their new account details. Provide them with the necessary information, such as the card number, expiration date, and CVV code, so they can start using the card immediately.
By following these steps, you can easily add an authorized user to your Citi card. Remember to consider the financial responsibilities and trust involved when adding someone as an authorized user, as they will have access to your card’s credit line and will be responsible for any charges they make.