Can I Collect My Deceased Ex-Husband’s Social Security?
Losing a loved one is an incredibly difficult experience, and it can be overwhelming to navigate the complexities of their estate. One common question that arises after the passing of a spouse is whether the surviving ex-spouse is eligible to collect the deceased ex-husband’s Social Security benefits. In this article, we will explore the eligibility criteria and the process of collecting these benefits.
Eligibility for Collecting Deceased Ex-Husband’s Social Security Benefits
To be eligible for collecting your deceased ex-husband’s Social Security benefits, you must meet certain criteria. According to the Social Security Administration (SSA), you are eligible if:
1. You were married to your ex-husband for at least 10 years.
2. You are at least 60 years old (or 50 if you are disabled).
3. You are not currently remarried.
4. You have not remarried after age 60, or you have not remarried after age 50 if you are disabled.
If you meet these requirements, you may be eligible to receive survivor benefits, which are a percentage of your deceased ex-husband’s Social Security benefits.
How to Apply for Deceased Ex-Husband’s Social Security Benefits
To apply for your deceased ex-husband’s Social Security benefits, you can follow these steps:
1. Gather necessary documents: You will need your deceased ex-husband’s Social Security number, your own Social Security number, proof of your marriage (such as a marriage certificate), and your birth certificate.
2. Contact the Social Security Administration: You can apply for benefits by calling the SSA at 1-800-772-1213 or visiting your local SSA office.
3. Complete the application process: The SSA will guide you through the application process, which may include verifying your identity and eligibility.
4. Wait for approval: Once your application is approved, you will receive your monthly benefit payments.
Understanding the Benefit Amount
The amount of your deceased ex-husband’s Social Security benefits will depend on his earnings history and the age at which you begin receiving the benefits. Generally, the earlier you start receiving benefits, the lower the monthly payment will be. However, if you wait until full retirement age (which is 66 to 67, depending on your birth year), you may receive a higher monthly benefit.
Conclusion
Collecting your deceased ex-husband’s Social Security benefits can provide financial support during a challenging time. By understanding the eligibility criteria and the application process, you can ensure that you receive the benefits you are entitled to. If you have any questions or need assistance, don’t hesitate to contact the Social Security Administration for guidance.
